Job description
HUB2 is a French fintech founded in 2019 by Ashley Gaüzère (Telecom 2004, ex-Orange Middle-East Africa), and joined in 2023 by late founder Jean-Rémi Kouchakji (HEC 2013, ex-founder PayinTech). The company emerged in response to the lack of an inclusive and efficient banking system in Africa, where most transactions are conducted via mobile wallets developed by regional telecom operators,
HUB2 is building a payment infrastructure to facilitate the interoperability of payment methods across the region, including Mobile Money, bank cards, bank transfers, and cryptocurrency. To date, HUB2 integrates with 30 mobile money and banking networks, including major operators such as Orange, MTN, Moov, and Wave, and operates in nine countries in West and Central Africa. Our clients range from neobanks, payment aggregators, international transfer operators, microcredit companies, to e-commerce businesses.
Context
In a context of hyper-growth and following an oversubscribed Series A funding round in 2024, the company is committed to designing, structuring and developing strategic assets to maintain its competitive advantage and build the pan-African multi-payment platform of tomorrow. In this context, we are recruiting a Risk Manager who will report to the Head of Risk & Compliance.
Mission:
We are seeking a dynamic and experienced Risk Manager to join our fast-growing fintech company, which operates across multiple countries in the West African Economic and Monetary Union (UEMOA) zone. The ideal candidate will play a key role in identifying, assessing, and mitigating risks to ensure the company’s operations remain secure, compliant, and resilient, in line with UEMOA regulatory requirements.
Key Responsibilities:
- Develop, implement, and maintain the company’s risk management framework across all UEMOA countries of operation.
- Ensure continuous compliance with all relevant UEMOA regulations, including banking, financial, and data protection laws as established by the Central Bank of West African States (BCEAO) and other regulatory authorities.
- Monitor regulatory developments in the UEMOA region and proactively update internal policies and procedures to reflect new requirements.
- Conduct comprehensive risk assessments of products, services, processes, and third-party partners, with a focus on credit, operational, market, and compliance risks.
- Work closely with cross-functional teams (Compliance, Legal, Product, IT, etc.) to embed risk management into business processes and product development.
- Oversee the implementation of controls and mitigation strategies and monitor their effectiveness.
- Prepare and present regular risk reports to senior management and regulatory bodies as required.
- Lead the investigation of incidents or breaches and coordinate response plans to minimize impact and prevent recurrence.
- Foster a strong risk awareness culture throughout the organization via training and communication initiatives.
- Liaise with internal and external auditors, and represent the company in discussions with UEMOA regulators.
- Develop and implement group-wide policies and procedures to ensure compliance with applicable laws and regulations.
- Identify, assess, and mitigate operational, financial, and compliance risks associated with payment services.
- Work closely with other departments (such as finance, operations, sales, IT) to ensure an integrated approach to risk and compliance management.
- Act as the primary point of contact for all risk and compliance-related queries.
Profile required
Education
- Bachelor’s or Master’s degree in Risk Management, Finance, Law, or a related field.
- Proven experience in risk management within a financial institution or fintech, ideally with exposure to the UEMOA region.
- Experience in a fintech, payment institution, or any heavily regulated environment, is a plus
Technical Skills
- Strong command of regulations and standards: KYC, AML-CFT, GDPR, economic sanctions
- Familiarity with AML tools (e.g., Dow Jones, WorldCheck, LexisNexis)
- Expert in data analysis: Advanced Excel, SQL, and ideally Python
- Ability to model scoring logic or configure business rules
- Good knowledge of BCEAO and BEAC regulations
- Strong knowledge of UEMOA regulations, especially BCEAO guidelines and relevant directives.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong communication and interpersonal skills in both French and English (fluency in French is often essential in the UEMOA zone).
Behavioral Skills
- Excellence: Rigor and precision in analysis, constant search for process improvement
- Responsibility: Autonomy, critical thinking and integrity in risk management
- Trust: Ability to conduct fine analysis with complete independence, transparency in reporting
- Ability to simplify technical and regulatory issues for non-specialists
- Remote communication skills, interpersonal ease, cross-functionality with operations, product, tech teams
- Ability to adapt to a constantly evolving environment
- Ability to work effectively across multiple countries and cultures.
- Ability to work in a dynamic and fast-paced environment
- Ability to work under pressure and prioritise
- Stress resistance and ability to work under tight deadlines
Good to have
A relevant professional certifications (e.g. FRM, CFA, CRMA) is a plus.
What We Offer
Development Opportunities
- Integration into a dynamic and multicultural team
- Participation in building a pan-African payment infrastructure
- Continuous training on the latest technologies and regulations
- Professional growth within a hyper-growth company
Work Environment
- International team distributed across 4 offices (Abidjan, Paris, Réunion, Mauritius)
- Corporate culture based on excellence, responsibility and trust
- Innovative projects in the African fintech sector
- Collaboration with high-level product and tech teams
Benefits
- Participation in a mission with strong social and economic impact in Africa
- Opportunity to learn and grow in a rapidly expanding sector
- Stimulating and collaborative work environment
Terms & Conditions
- Contract type: Permanent employment contract (CDI – Full-time)
- Direct reporting: Head of Risk & Compliance
- Work location: Dakar, Sénégal
- Start date: As soon as possible
Company description
Ready to join a unique adventure and shape the future of payments in Africa?
HUB2 offers you the opportunity to play a central role in the revolution of the continent’s financial infrastructures.
Join a fast-growing #fintech and take part in our 𝑎𝑚𝑏𝑖𝑡𝑖𝑜𝑢𝑠 𝑚𝑖𝑠𝑠𝑖𝑜𝑛: 𝑚𝑎𝑘𝑖𝑛𝑔 𝑝𝑎𝑦𝑚𝑒𝑛𝑡𝑠 𝑚𝑜𝑟𝑒 𝑎𝑐𝑐𝑒𝑠𝑠𝑖𝑏𝑙𝑒 𝑎𝑛𝑑 𝑖𝑛𝑡𝑒𝑟𝑜𝑝𝑒𝑟𝑎𝑏𝑙𝑒 𝑎𝑐𝑟𝑜𝑠𝑠 𝑎𝑙𝑙 𝑜𝑓 𝐹𝑟𝑎𝑛𝑐𝑜𝑝ℎ𝑜𝑛𝑒 𝐴𝑓𝑟𝑖𝑐𝑎! 🌍💼
On 3/26/2026