HUB2 Careers

COMPLIANCE OFFICER & DEPUTY MLRO (Transfer4 PIS)

Maurice Permanent contract

Job description

Company Overview
TRANSFER4 PIS is a regulated payment institution within the HUB2 Group, focused on cross-border payment services and instant remittance infrastructure (IRT) across Africa and international corridors.
HUB2 is a fintech infrastructure company founded in 2018, providing payment connectivity across West and Central Africa. The Group connects mobile money operators and banking networks to international fintechs, remittance operators and financial institutions. HUB2 processes over €1bn annually across multiple African jurisdictions and continues to expand its regulated footprint.
After receiving its PIS (Payment Intermediary Services) license in early 2026 by the Financial Services Commission (FSC), the company now seeks to hire a full-time Compliance Officer & DMLRO as required by the FSC.
The Compliance Officer & Deputy MLRO will be responsible for ensuring that TRANSFER4 PIS operates in full compliance with applicable local regulatory requirements. The role forms part of the HUB2 Group Risk & Compliance function, led by Jean-Paul Perrotte (Head of Risk & Compliance, based in Abidjan). While aligned with Group policies and standards, the MLRO/Compliance Officer maintains full functional independence in respect of TRANSFER4 PIS regulatory obligations and reporting to the Board and relevant authorities.

Key Responsibilities
1. Regulatory Compliance & Licensed Perimeter Oversight

  • Monitor regulatory developments and assess their impact on TRANSFER4 PIS’ cross-border payment and IRT activities.
  • Ensure ongoing compliance with FSC licensing conditions and applicable laws.
  • Review new corridor launches, operator integrations and product changes to ensure they remain within the licensed perimeter.
  • Develop and implement the annual compliance monitoring programme.
  • Prepare and submit regulatory filings to the FSC.
  • Serve as primary liaison with the FSC on AML compliance matters.
  • Deliver periodic compliance reporting to the Board.

2. Customer Due Diligence & Onboarding Execution

  • Execute and supervise customer due diligence (CDD) for onboarding of customers and partners in accordance with AML/CFT policy.
  • Perform standard and enhanced due diligence (EDD), including verification of identity,beneficial ownership, source of funds and risk assessment.
  • Operate and oversee the KYC platform (SUMSUB) to ensure compliant collection, verification and storage of client data.
  • Ensure onboarding files are complete, properly risk-rated and documented prior to activation.
  • Conduct periodic KYC reviews and ensure ongoing due diligence obligations are met.
  • Escalate high-risk or suspicious onboarding cases to the MLRO for approval.
  • Maintain full audit trails of onboarding decisions.

3. AML Operational Implementation & Risk Monitoring

  • Implement and operationalise AML/CFT policies as defined by the MLRO.
  • Monitor adherence to internal AML procedures across onboarding and operational processes.
  • Identify operational AML weaknesses and recommend remediation measures.
  • Oversee delivery and documentation of AML training programmes.

4. Deputy MLRO & Escalation Function

  • Act as Deputy to the MLRO and assume MLRO responsibilities in their absence.
  • Receive and assess internal suspicious activity reports (SARs) and escalate material cases to the MLRO.
  • Support investigations relating to suspicious transactions and high-risk relationships.
  • Assist in preparation of Suspicious Transaction Reports (STRs) where required.
  • Ensure proper documentation and record-keeping for AML investigations and decisions.

Profile required

Profile
Experience & Skills

  • 5+ years in compliance or AML within financial services.
  • Prior experience in payment institutions, remittance operators, EMI, or fintech highly
    preferred
  • Experience interacting with regulators is required.
  • Prior DMLRO or AML supervisory experience preferred.
  • Understanding of cross-border payment and remittance flows.
  • Written and spoken fluency in English & French.
  • Comfortable in a fast-growing regulated fintech environment
  • Degree in Law, Finance, Compliance, or related field.
  • Professional certifications (e.g., CAMS) are an asset.

Reporting Line

  • Reports directly to the Board of Directors of TRANSFER4 PIS.
  • Maintains functional independence from commercial, operational and revenue-generating functions.
  • Has unrestricted access to the Board for escalation of material compliance or regulatory concerns.
  • Works in close coordination with the MLRO on AML matters
  • Forms part of the HUB2 Group Risk & Compliance function, led by Jean-Paul Perrotte (Head
  • of Risk & Compliance, Abidjan), and aligns with Group policies and standards.

Company description

Ready to join a unique adventure and shape the future of payments in Africa?
HUB2 offers you the opportunity to play a central role in the revolution of the continent’s financial infrastructures.
Join a fast-growing #fintech and take part in our π‘Žπ‘šπ‘π‘–π‘‘π‘–π‘œπ‘’π‘  π‘šπ‘–π‘ π‘ π‘–π‘œπ‘›: π‘šπ‘Žπ‘˜π‘–π‘›π‘” π‘π‘Žπ‘¦π‘šπ‘’π‘›π‘‘π‘  π‘šπ‘œπ‘Ÿπ‘’ π‘Žπ‘π‘π‘’π‘ π‘ π‘–π‘π‘™π‘’ π‘Žπ‘›π‘‘ π‘–π‘›π‘‘π‘’π‘Ÿπ‘œπ‘π‘’π‘Ÿπ‘Žπ‘π‘™π‘’ π‘Žπ‘π‘Ÿπ‘œπ‘ π‘  π‘Žπ‘™π‘™ π‘œπ‘“ πΉπ‘Ÿπ‘Žπ‘›π‘π‘œπ‘β„Žπ‘œπ‘›π‘’ π΄π‘“π‘Ÿπ‘–π‘π‘Ž! πŸŒπŸ’Ό

On 3/26/2026

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